response

comment 1

In the State of Delaware, as with most states, the Medicaid program is available through a joint agreement between the state and the federal government. This means that, throughout the United States, Medicaid is partially funded by both the individual states and the federal government, with each contributing a designated portion. Also similar to other states, Delaware has specific guidelines on who can be covered by this program, what the program covers, and requirements for participating providers to be reimbursed. One thing which I found different from other states is that Delaware Medicaid includes dental coverage, a great benefit which is not included in most other state Medicaid plans. Research has consistently shown the importance of dental hygiene in overall health, so this recent addition is a huge step forward for the state. Of note, since 2013, the state has enrolled 27.2% of its population in the plan; Pennsylvania, a neighboring state, has enrolled a similar percentage of its population at 26% (\”Delaware | Medicaid\”, n.d.), (\”Pennsylvania | Medicaid\”, n.d.). Overall, the two states share similar enrollment processes and criteria, and the data reflect this. Perhaps there are drastically different demographic and socioeconomic trends in other parts of the nation, but in my research, neighboring states tend to be pretty similar in the way they do things; it would be hard to contribute the State of Delaware’s guidelines to demographic factors, but I am sure geographic location does play a role. 

comment 2

I live in Michigan and i learned a lot more than i thought i would. I have family that utilize Medicaid so i was under the impression that i knew the policies, eligibility requirements and more. I compared my state Medicaid against the state of Ohio\’s and there were some differences. When it comes to eligibility

Michigan required less mandatories than Ohio. Each state required to be a US citizen, resident of the state, in need of insurance, and considered low income or very low income. Ohio requires the same requirements with the addition of;

• Be responsible for a child 18 years of age or younger, or
• Blind, or
• Have a disability or a family member in your household with a disability, or
• Be 65 years of age or older.

Michigan insurance states;

\”short Term Health Insurance and Health Benefit Indemnity Insurance are not comprehensive medical coverage and do not qualify as minimum essential coverage under the Affordable Care Act (Obamacare), quotes, prices and or rates may vary based on many factors such as coverage choice, the insurance company’s underwriting practices, and other relevant factors\” (Assurance IQ, LLC.2021).

I think a lot of the policy guidelines has to do with demographics, rural areas that limit medical services & availabilities, and a median low-income throughout the states contributes to the policies and guidelines.

Response

Comment 1

The Medicaid initiative provides healthcare support to qualified Delaware low-earning households as well as qualified elderly and/or disabled individuals whose earnings are inadequate to cover the expense of needed health care. Medicaid in Delaware not only covers the following services: physician consultations, hospitalization treatment, laboratories but also, dental coverage which makes it beneficial to the members of the state. However, the state’s eligibility guidelines are highly affected by demographic factors as well as geographical locations. Regions with significant levels of impoverishment, joblessness, and underinsured people may face increased Medicaid enrollment. Likewise, since Medicaid is the main supplier of long-term therapies and assistance, regions with a larger proportion of the aged population and regions with the greatest growth estimates in their populations above 85 years older may experience significant Medicaid requirements. Furthermore, Medicaid serves an essential function in offering insurance to persons of color and those living in rural regions, with those in remote areas having an increased demand for the Medicaid coverage.

Comment 2

The Michigan Medicaid Medical Coverage Initiative is designed to offer clinical and wellness-related support to low-income people and households who lack or have insufficient health coverage. According to the guidelines of the Medicaid initiative, it seems that the eligibility qualification is based on demographic factors. For one to be eligible for the Medicaid program in Michigan state, he/ she must be a United States citizen, be a resident of Michigan state, prove the necessity of the coverage, and be a low-income earner. The eligibility requirements for Medicaid in Michigan are quite simpler compared to other states like Ohio state. Owing to the ease of eligibility qualifications for the program, it enables many residents to acquire medical services in the state.